• You will be required to create an account prior to starting your application.  This is helpful so you can start and stop in completing the application at any time!  There is also a save button each step of the stay you can press to save your work.

 

• ***IMPORTANT!*** If you plan to have a co-borrower on your loan application, please input a separate email address for that person.  A separate account will be created in order for them to be a part of the loan application process.

 

• This application will adjust to you, so please try to give us as much information as possible.

 

• Once you have completed your loan application, you will also have the opportunity to provide us any important documentation you have available (i.e. paystubs, sales contracts, etc.).  Feel free to upload those documents at that point.

 

• Some documents will require you to sign directly with ink.  Please do not use any software to sign those documents, as those signatures cannot be accepted.

 

• If you have any questions or need any help as you go along, please don't hesitate to call Sonya at (252) 449-4499 or email at sonya.payne@southernbank.com.  She will be happy to assist you!